Free Trade Tool
Trade Finance Calculator
Calculate the true cost of any trade finance instrument — LC, D/A, factoring, buyer credit — across 36 currencies with live exchange rates.
FX rates: Live · open.er-api.com
Select Finance Instrument *
Letter of Credit
Low risk
D/P — Sight
Medium-Low risk
D/A — Usance
Medium risk
Invoice Discounting
Low-Medium risk
Buyer's Credit
Low risk
Supplier's Credit
Medium risk
Advance Payment
Very Low risk
Open Account
High risk
Invoice currency: → Display in:
Invoice Amount *
$
Total invoice value
Tenor / Payment Days *
Payment Terms
Advanced settings — interest rate, bank charges, insurance
Interest Rate % p.a.
%
Leave blank to use benchmark rate
Bank Charges %
%
LC opening, negotiation, etc.
Margin / Factor Fee %
%
Insurance Premium %
%
ECA / ECGC / marine insurance
Origin Country
Destination Country
Live FX · 2025 benchmark rates · 8 instruments · 36 currencies